How It Works
Once you complete our simple and secure online application, our lender network will compete for your business and we will match you with funding provider that meets your specific financial needs. Once you obtain an online approval you will be provided with a loan offer, the terms of the loan and given the chance to decide if the loan meets your requirements. If you accept your loan offer the funds will be processed and sent directly to your bank account.
We offer access to quick cash loans up to $10,000 provided you meet some simple criteria.
- Be a U.S. citizen or legal resident
- Minimum of 18 years of age or older
- Have a valid checking account
- Possess a valid phone number and email adddress
- Earn an income of at least $800/month
Additionally, it is required that you provide a valid phone number, along with an email address to verify your account.
How to Apply
Complete our 3 minute online application. Our technology will instantly access our network of approved lenders to match and locate a lender with the funds you require. If you are approved, you will then be presented with the opportunity to review all of the terms of the loan. You are not required to obtain a loan and remind consumers that emergency loans are just that - for emergencies. Do not apply for funds if you do not need a quick loan. As required by law in some cases, your lender may ask for additional information from you based on your criteria and requirements.
Transfer of Funds
Once you are approved for your 'quick loans' and agree to the terms of the loan, your lender will be working diligently to transfer the funds as quickly as possible. Depending on what time of the day you apply for a loan, accessing the funds may not be available till the next business day. Our lender network requires all applicants to maintain a valid checking account so funds can be deposited directly into your bank account.
Simple & Secure
We value privacy and protect our site with state of the art 256 bit SSL encryption protocol. We ensure all security protocols are maintained on our site while handling your data. You can rest assured knowing that your personal information is secure when applying for a loan within our lender network. We guarantee that our website is fully secure 24 hours a day. If in question, always look in the top left corner of your browser for a secure lock symbol and a "https" before the domain name that signifies our website is secure and compliant.
For the convenience of all applicants it is important to know that you will not have to manually send in a check via postal mail. With advancements in technology, we save you time and money from going down to a local cash advance storefront. Utilizing the lenders in our network, all loan payments will be automatically debited from your valid checking account according to the terms of your loan agreement. Do not take out a loan you do not plan on repaying. If you need debt management or assistance with debt please visit a non-profit debt management counselor such as nfcc.org.
Loan Terms & Fees
This website does not offer loans or credit to consumers. Each lender within our network strictly sets their own policies with regards to quick loans fees and APRs within the loan agreement you have access to before taking a loan. Depending on which state you live may influence interest rates and the amount of funds you may borrow. We recommend that consumers borrow responsibly. Consider taking a quick loan for the least amount of money possible and only what you can comfortably repay within the allotted time (generally two weeks). If, after taking a loan, you find yourself in a situation where it is difficult to pay back your fast cash quick loans, you should contact your lender immediately and make them aware of your circumstances since it may be possible to get an extension on your loan's due date. This will depend on your lender's rules and your loan agreement regarding this in addition to your state's laws.
Late and Partial Payments: Not paying the full amount of principal and interest by the agreed-upon payment date may result in additional fees and/or collection activities. Review the late payment policy in the loan documents provided to you by your lender before signing your e-signature, and thereby agreeing to the loan terms. QuickLoans.net cannot provide a loan renewal and you will need to contact your lender directly to initiate a renewal of your loan. Additionally, QuickLoans.net does not enforce repayments. Please ensure you repay your loan according to the terms and conditions both parties agreed upon at the start of the lending agreement. Failure to repay your loan will prompt your lender contact you through one or more authorized methods including phone calls and emails to arrange for payment. Remember that delinquencies and defaults may be reported to the credit bureaus and prevent your lender from taking legal action to obtain repayment.